Are you searching for a online free virtual debit card in India? and looking for a virtual card that can be used on international eCommerce websites or something to buy online? Here you will get some of the best online virtual debit cards and prepaid cards that you can create at home and use on all online e-commerce payment platforms in India.
In recent years, the use of online transactions has increased rapidly due to the convenience it offers. One of the most popular ways of making online payments is through debit cards. However, many people still hesitate to use their physical debit cards online due to the fear of their card details being misused. This is where virtual debit cards come in handy.
In this blog, we will discuss how to get a free online virtual debit card in India, and how it can make your online transactions more secure.
What is a Virtual Debit Card?
A virtual debit card is a type of debit card that is issued online and can be used for online transactions. Unlike traditional physical debit cards, virtual debit cards do not have a physical form, and the card details are stored online. You can use these cards for making online transactions wherever debit card payments are accepted.
What is Benefits of using a Virtual Debit Card
Virtual debit cards offer several benefits, such as:
- Increased security: As virtual debit cards do not have a physical form, they are more secure than physical debit cards. Even if the card details are stolen, the thief will not be able to use it as the card does not exist physically.
- Easy to obtain: Virtual debit cards can be obtained online, which means you do not have to visit a bank or wait for the card to arrive in the mail.
- More control over your transactions: You can set a limit on your virtual debit card, which means you can control how much money can be spent. This is an excellent feature for people who want to keep their spending under control.
What is an Online Virtual Debit Card, and how does it work?
An online virtual debit card is a type of virtual debit card that is issued online and can be used for making online transactions. The card details are stored online, and you can access them by logging in to your virtual debit card provider’s website.
When you make an online payment, you will be asked to enter your virtual debit cards details, such as card number, expiry date, and CVV code. After entering these details, the payment will be processed, and the money will be debited from your bank account.
Virtual Debit Card VS MasterCard
When it comes to virtual debit cards, there are two main types: MasterCard and Visa. Both provide excellent security and are widely accepted. However, there are a few differences between them that you should consider.
MasterCard virtual debit cards offer several benefits, such as:
- Security features: MasterCard uses Secure Code, which is a feature that enhances the security of online transactions. It ensures that only the cardholder can make online payments by entering a unique security code that is sent to their phone or email.
- More rewards: Many MasterCard virtual debit cards offer reward programs that can earn you cashback or other incentives for using the card.
Visa virtual debit cards, on the other hand, offer these benefits:
- Wider acceptance: Visa is more widely accepted compared to MasterCard, which means you can use it for making online transactions on a wider range of websites.
- Better customer service: Visa is known for offering excellent customer service, which can be useful if you encounter any issues with your virtual debit card.
- Ultimately, the choice between MasterCard and Visa virtual debit cards comes down to your personal preferences and requirements.
How to get a Free Virtual Debit Card in India
By following the steps mentioned in this blog, you can get a free virtual debit card in India and make your online transactions more secure.
- Choose a virtual debit card provider of your choice. Some popular virtual debit card providers in India Axis Bank, and YES BANK, include Paytm, Airtel Payments Bank, and Mobikwik.
- Visit the provider’s website and register for a new account.
- Once you have registered, you will need to complete the KYC verification process, which involves submitting your identity and address proof.
- After completing the KYC process, you can apply for a virtual debit card by providing your personal and bank details.
- Upon approval of your application, you will receive your virtual debit card details, such as card number, expiry date, and CVV code.
What is an Online Virtual Debit Card, and how does it work?
Here are some of the top virtual debit card providers in India:
Kotak 811
Are you looking for zero-balance accounts online? Then Kotak 811 Bank offers you an instant digital savings bank account in just a few minutes.
Here is what Kotak 811 is offering you:
- Zero balance
- FREE virtual debit card
- 4% interest p.a.
Axis Bank:
The Axis Bank provides you to online virtual debit card in India. Axis Bank Digital Current Account offers you a wide range of value-based current account products that can best suit your business needs.
You will get:
- Virtual debit card
- Exciting onboard offers
- Free digital transactions
Why you should apply from here:
✔ Simple and convenient
✔ Fast and secure
YES BANK:
Open a digital savings account in minutes at your convenience without visiting a branch and take a step towards higher savings with YES BANK
You will get:
- Virtual debit card
- Rewards on debit card
- Unlimited NEFT/RTGS transactions digitally
Why you should apply from YES BANK:
✔ Simple and convenient
✔ Fast, accessible, secure, and paperless
Paytm:
Paytm is a popular digital payment app that offers a virtual debit card, which can be used to make online transactions. The Paytm virtual debit card is powered by Visa and can be easily obtained by completing the KYC process.
Airtel Payments Bank:
The Airtel Payments Bank is another popular virtual debit card provider in India. Airtel Virtual Debit Card powered by MasterCard offers various benefits like cashback and discounts on transactions.
Mobikwik:
Mobikwik is a digital wallet app that offers a virtual debit card that can be used for making online transactions. The Mobikwik virtual debit card is powered by Visa. And can be obtained by completing the KYC process and linking your bank account to the app.
- Top list of private banks in India
- Instant loan apps in India for Students loan
- Nationalized banks in India | Know the detail
- What are the Best Business Credit Cards in India?
How to use Virtual Debit Card?
Using a virtual debit card is similar to using a physical debit card. To use a virtual debit card, follow these steps:
- Log in to the virtual debit card provider’s website or app.
- Enter your virtual debit card details, such as card number, expiry date, and CVV code.
- Enter the amount you want to pay and complete the transaction.
Tips for using Virtual Debit Cards safely and securely
Here are a few tips to keep in mind when using virtual debit cards:
- Keep your virtual debit card details secure and do not share them with anyone.
- Set a limit on your virtual debit card to control your spending.
- Verify the authenticity of the website or app where you are making the transaction.
- Make sure your virtual debit card provider offers SSL encryption for secure online transactions.
Conclusion:
How you can get a free online virtual debit card is mentioned above. All you need to do is create an account with the bank. And you want to get a virtual debit card from and then apply for a virtual debit card.